What Is the One Thing Harder to Do Than Making Money?

Holding on to money is more difficult than making money.

Money in your hand is slippery, and very difficult to forgive. Have you ever experienced this phenomenon? Read the stories of lottery winners. Read the sad stories of common people suddenly getting massive windfalls. The vast majority of lottery winners go bankrupt in a few years after receiving millions in cash. Millions ... to nothing. In such a short time.

Amazing.

How does this happen?

It's a principle taught by the best minds in history, and never better spoken than by the author of Ecclesiastes:

"When good things increase, those who consume them increase. Ecclesiastes 5:11

If you make ten dollars you will find something that costs ten dollars, or more, almost instantly. Is this not true? If you make one hundred dollars, something will need to be paid that requires one hundred dollars, or more. If you make five hundred ...

And the same is true if you make $ 1000, $ 10,000, or $ 1M or more ... to any amount.

No matter who you are, or what your income, whatever money you acquire will look for a home - away from you. It's a fact of life. Keeping wealth in your possession is one of the hardest things to do, ever.

I believe there are a few reasons for this:

Money is Most Fun When It is Spent
We like making money, but we also like spending it. Why? Because it makes us feel a certain way. Spending gives us sensations we enjoy. If we pay bills with it, we feel secure, and at peace. If we buy things with it, we feel completed, or fancy, or cool. If we invest it, we feel intelligent.

Money Is Desired By Everyone Else Too
Money in your pocket is money NOT in someone else's pocket. If that someone wants your money (which he does, in case you are wondering), he is going to try to get it. He will sell you something, or send you a bill, or sue you, or possibly steal from you. Everyone wants what is yours just as much as you do.

Money is Necessary for Sustain
You probably do not have cartons full of cash in your garage, do you? How about in pots and pans in the kitchen? Nope. You do not, and I do not either. But, we do have things worth lots of cash in our garages and kitchens. Thousand. We keep other things there because those things are not necessary for living. But, money IS NECESSARY. We have to have it to spend it, so losing it goes right alongside of acquiring it.

What does all this mean for a person who wants to live wisely? Well, I believe there are some principals taught in Scripture which show us the right perspective on money. If we view money properly, it's transient nature will affect us less.

1. Do not love money. If you love money, losing it will tear out your heart. We are told to love God, and to love people. But to love money creates many, many problems that are completely unnecessary. I Timothy 6:10
2. Know the condition of your finances. This is cruel to being a wise steward of what God has given you. Whether it's your business or your personal bank account, being aware of it and attending to it enables you to make good choices with it. Proverbs 27:23
3. Give your money away. Give it away wisely, where you see the need. It's part of being a good steward. Do not believe me? Then I challenge you to try it. There is an almost unexplainable mystery in giving away what is your right to keep. If you willingly give it away, you undo the curse of trying to hold on to money and forever losing it. Yes, I understand that this defies explanation ... BUT IT REALLY WORKS! Proverbs 22: 9

The bottom line, when all has been spoken, is this: while money is a necessary part of our life, our life should never consist of making money. There is so much more to life! When money becomes an idol to us, the making of it becomes painful, the losing of it even more painful, and it will never, ever satisfy .

Only God really satisfies. Let's hold onto that truth.

How to Write a Cover Letter for a Job Application: 10 Easy Steps

Learning how to write a winning cover letter is easy and so important! We have 10 simple steps to show you how to write an awesome cover letter so that you stand out when applying for your next job. Apply for you next job with confidence.

1. Provide your contact details at the top of the Cover Letter - make it easy for an Employer to contact you! These should not take up half the page either. Just list them in a couple of lines. Be sure to include your first and last name, do not worry about your middle name, a contact phone number (do not provide multiple numbers, just one will do), and your address.
2. Personalize the Cover Letter by using the Company name AND the name of the person in the company if possible. Take the time to address the letter to the person who will be reading it. This shows that you are prepared to pay attention to detail. Many people do not do this, so by making sure that you do, you are already showing that you are better than your competition!
3. State the job title and reference number of the job. The company may be filling more than one role. This is usually stated in the job ad. Look for it and use it. Again this shows excellent attention to detail and will suggest that you will be an efficient employee!
4. Customer your Letter and make sure you match the skills and experiences in the job ad. If the job ad requests for someone to be enthusiastic, make sure you tell them that you are enthusiastic. If it requests for someone with good people skills, make sure you state that you have good people skills. Use the same words that they have used. This is a sure-fire way to ensure that you tick the boxes and get short-listed.
5. ALWAYS state your key qualifications such as degrees, diplomas and certificates. If you have them you must boast about them! Sure they are in your Resume, but you MUST mention them in your cover letter too. Do not leave them guessing, tell them your strong points.
6. ALWAYS state how many years of experience you have in a similar role. Do not wait for them to figure it out from your Resume, tell them how many years you have. The more the better. You do not need to be exact, you can say things like over 5 years, or almost 3 years.
7. Describe your current job and the main duties you perform. Again try to match the duties to the duties that they have listed in their job ad where possible.
8. Sell ​​Yourself! Include some compelling reasons why you are perfect for the job. Are you highly productive, a great communicator, highly experienced with skills that match the job perfectly?
9. In your closing sentence, you need to have a Call To Action - request an interview or a time to meet.
10. Finally, check your Cover Letter length. It should not be longer than 1 page.

Making Money With a Dog Walking Service

Do you like dogs? Then a dog walking service may be the perfect home business for you. A dog walking business can be a fun and profitable way of making money from home. A professional dog walker takes clients' dogs for regular walks, either one dog at a time or a few dogs together. There is a growing demand for these services as so many families have busy schedules and are away from home all day unable to exercise their dogs themselves. Exercise is an essential component of correct pet care and many people look to dog walkers to hep them out.

There are many advantages to starting a dog walking service. The only real skills you need are a genuine affection for dogs and the physical stamina to walk the dogs. Commitment to your dog walk routine and reliability are essential. A great deal of information about dog care and dog behavior can be found from books in your local library or relevant internet sites.

Your start up costs are low. You may have to purchase a few good leashes, pooper scoopers and bags. Buying liability insurance is always advisable. Your business expenses are limited and there is good profit potential with a dog walking service. In addition you can stay healthy and fit while making money!

Before starting this home business you need to plan a few things. You need to work out your daily walks and routes. Find out where you can best walk the dogs and work out some good thirty minute routes. You need to set your fees. Research other dog walking businesses in your area and see what the competition is charging. Decide on the type of dog walks you will offer - private or group walks, the number of walks per week and so on. If you are just starting out you can get some relevant experience by volunteering to walk dogs at local animal shelters and dog rescue centers. This will provide you with good experience in handling a number of different dogs and give you the confidence and credibility to find paying dog walking jobs.

Finding dog walking jobs can be done on a small marketing and advertising budget. Cost-effective ways to advertise your pet services include designing and printing eye-catching and informative flyers. Post these flyers around your neighborhood targeting potential clients. People likely to use a dog walker include busy professionals and elderly people so post flyers in office blocks and retirement communities. Pet owners going on vacation will often need a dog walker. Post your flyers on local community boards. Another useful place to post your flyers are veterinarian offices, pet grooming services and pet supply stores. Once you have your first clients you will be amazed at the number of referrals you get if you provide a good and reliable service.

Walking dogs is a good way to earn income from home. It is fun, rewarding and keeps you fit and healthy!

To find out more about starting a profitable dog walking service visit Start a Dog Walking Business

Air Conditioner Information

The air conditioning unit is a great invention and in certain parts of the country, it is a necessity in order to overcome the summer humidity and heat. This is especially so in the case of southern states where the temperatures soar high and humidity is unavoidable. Similar to the ritualistic spring cleaning and turning the clock ahead to prepare for daylight saving, getting yourself for thecoming summer is a necessary and wise thing to be looked into.

Heating unit repair is one of those tasks which need to be done periodically, irrespective of whether it is done by a paid professional or a handy man that has experience working with mechanical devices. There are multiple types of cooling devices which range from evaporation coolers and wall and window mounted air conditioners to the giant units which are equipped to keep a complete building cool and comfortable. All rooms feature air conditioning, a refrigerator, and a mini bar. It is the size of the interior motor, fans and thermostat, condenser and refrigerant which will differ in different sizes of air conditioners. Irrespective of the difference in size, you will need to consider hiring a repair technician to fix your specific air conditioner.

If you choose to have an air conditioning and heating repair professional help you fix you air conditioner, you will soon realize that there are professionals who specialize in repairing different types of air conditioner, which makes choosing the right professional to help you as important as choosing the right air conditioner for yourself. The important things you need to look into while finding a person to help with the repair are the qualification, experience and the fees charged by him in order to fix your air conditioning unit.

Rates will vary from state to state and person to person but there are a few points to keep in mind while choosing the professional. The first one is that you need to identify a technician who is trained on the specific air conditioning unit owned by you because as indicated earlier, there are technicians who specialize in repairing specific models of air conditioning units only. This is quite important since since the basic mechanisms within the air conditioners being the same, there are still a few differences which set the different models of air conditioners apart. In order to ensure that your unit is fixed successfully, you must find the right person and avoid those who are unqualified and is out to make a quick buck.

Yet another thing to keep in mind is that the Better Business Bureaus is an efficient source which provides information about the companies you may consider seeking help from. Always ensure that you find a person who is well qualified and has the necessary hands on training as well as experience to ensure that the heating / cooling problems you are facing will be fixed and your home will be made comfortable in a short while.

Also, you must remember that a good time to handle any air conditioner heating repair issues is before the afternoon of summer to ensure that you are well prepared to face summer head on.

3 Innovative Ways To Attract Money To You

It's no secret everyone yearns to have more money in their wallet or bank account. Developing a healthy relationship with money is essential if you want to have more of it.

Money is, after all, just another energy. Yet so much emphasis has been placed on it.

We are told as children that money doesn't grow on trees.

We are pushed to 'keep up with the Jones' and over and over we are told 'money is what makes the world go 'round.'

All of this gives money an inordinate amount of power.

If you have an unhealthy relationship with money, you will never create the abundance you wish you had. In order to change your financial world, you need to change your feelings and paradigm about money. You need to change the way you think, feel and act about money.

If you believe you will never have enough money, you will never have enough money. What you focus on the most gives you exactly what you focus on the most.

These fun and practical little tips will magnify your energy and get the Law of Attraction sending more prosperity your way.

1. 
   
   Learn to pick up coins from the ground: Ask my friends and family how many times I find coins on the ground and it will blow you away. I always pick them up, hold them to my heart (Thanking The Universe) and then put them in my pocket. Even if it's just five cents, make sure you bend down and pick up the money! You'll show the Universe that you are open to collecting abundance. When you feel like you'd be embarrassed or self-conscious about doing this, I want you to re-frame it so that you are looking after the money. You are a conscious custodian of cash making sure that money feels loved. This generates the energy of appreciation.




2. 
   
   Write Yourself A Check: Do you know the story about Jim Carrey? Jim Carrey was a struggling young comedian trying to make money in Hollywood. He was just about to give up his dream of becoming a professional actor and comedian when he was booed off the stage at an open mic session in an LA nightclub.Jim sat by himself at the top of Mulholand Drive contemplating his success or failure. He then pulled out his check book and wrote himself a big fat check for $10 million dollars and made a note on it: "for acting services rendered."He then carried that check with him in his wallet everywhere he went from that day forward.By 1995, after the success of his blockbuster movies: Ace Ventura: Pet Detective, Dumb and Dumber, and The Mask, his contract price had risen to the price of $20 million dollars.Write yourself a check for a specific amount and place it in your purse or wallet.




3. 
   
   Learn to love your bills: Sounds crazy right? Hold on as I explain. When bills land in your e-mail inbox or your mail box make sure that you mentally send them love and say thank you to the Universe for the services you have received in exchange for the bill. Draw little hearts on them and use the bills as an affirmation that prosperity flows into your life in many forms in order for you to pay your bills on time. Whatever you do, don't send the bills negative energy. Try and re-frame your perspective. Remember that more than 80% of the world's population survive on less than $10 per day. There's something to think about.

Developing a healthy relationship with money is critical if you are someone who wants to attract more of it. Continuing your unhealthy relationship is a choice and quite honestly a bit of a cop out. Even if you just want enough to survive and occasionally take a little vacation, adopting a healthy relationship with money is imperative to achieve that.

Is Your Vehicle Compatible With Paintless Dent Repair-Removal?

You've probably heard by now that paintless dent repair/removal is a low-cost alternative to the pricier auto body workshops out there. But the big question on your mind is whether or not your vehicle is compatible with these dent removal methods. Below you will find a checklist that will ensure whether or not your vehicle is a candidate for PDR.

Size And Status Of Dent

To begin with, grab a tape measure and, if possible, a digital camera. Examine the dent(s) on your vehicle and first inspect them for pain damage and/or cracking. If the paint has been broken, paintless dent repair/removal is not going to work for your vehicle.

However, if the paint is intact, take your tape measure to see how large the dented area(s) are. If larger than a foot long, it may not be a good candidate for PDR as well. *NOTE* If you have the digital camera, take pictures of the damaged area(s) and e-mail them to the technician through the companies website. With the size information they can make the call for you whether or not they may be able to help you out.

Age And Condition Of The Vehicle

If the vehicle is more than 15 to 20 years old, the car may not be a good fit for paintless dent repair/removal. The reason for this is that over time the paint can get brittle from baking in the sun, and may flake off during the PDR procedure.

However, if the vehicle is newer and in good shape, as long as the dent is not in an area that had a previous repair by an auto body shop, your vehicle may be compatible with paintless dent repair/removal.

Location Of Dent(s)

Although paintless dent repair/removal is a powerful technique for making dents disappear, this doesn't mean the dent technician can remove every dent imaginable. As mentioned before, if the dent is located on a previous auto body repair, attempting PDR could have disastrous results. If the dent is too close to the edge of the panel, most of the time this too would disqualify your vehicle for repairs.

On rare instances where a dent is located over a strut or in a hard-to-access location, the dent technician performing the paintless dent repair/removal may be able to remove the dent most of the way, improving the look of the vehicle immensely - but the dent may not be perfectly smooth and fully-removed. But again this only occurs in rare instances.

Paintless Dent Repair/Removal: Is It Right For You?

As you can see, as long as your car, truck or sports vehicle is not older than 15 years, the paint has not become cracked or damaged, and the dents are not too large nor located in a bad area, a paintless dent repair/removal technician should be able to assist you in repairing the look and luster of your vehicle.

Remember, if at all possible, take pictures of the dents, take measurements, and e-mail this information to the dent repair company so they may help assess the damages. If this is not possible, call the company to set up a time you can take you vehicle to them for inspection, or ask if they are a mobile dent technician who could come out to you.

Cheap Car Loans From a Car Finance Broker

When we are looking for a car loan we generally head straight to the bank or and car financing company. Have you ever considered visiting a car finance broker?

A car finance broker can give you a detailed and well thought advice on which financial option is best suited for you. He can also give you the time and effort to research on you requirements keeping all your parameters in mind. These are specialized people who deal with only one type of financial product.

Here they acquire an in-depth knowledge and understanding of these products. They will consider all the requirements of the client and only then advice which option is best suited for the client. It is all about the piece of mind that one gets by depending upon a specialist.

Car finance is a competitive arena. There are various players and multiple products to choose from. Negotiation is also very important. A broker with his knowledge and in-de understanding of the market can help us with his negotiation skills.

We always look for cheap car loan and that is even more the reason to consult these professionals. They have the insider knowledge of the industry and can even advise you on the best possible deals that are available in the market. Being an outsider to this industry you can never dream of getting to know who the best financiers are or what rates can be best negotiated from them. So, the help of an insider of the industry comes very handy to secure a cheap car loan.

Brokers have a tool called Car loan Calculator. They use it to advise the clients on the various short and long term effects of the loan, be it short or long term. This tool will also help you to decide on the loan after being fully aware of its various financial implications.

Car finance like all other finance needs various paper works. You will also have to show your income and other personal details. Now a day we hardly have time for ourselves or our family. Running around people to meet those obligations and formalities is the last thing in the world that we would like to do. A broker can help us in fulfilling those formalities to secure the loan.

Consult a broker, is not just about getting a cheap car loan it is also about getting an informed advice on the options available with us and getting the best possible deal. Think of your broker as a friend who can help you with his information of the best possible financiers and then further negotiate on your behalf. He can also guide you through the formalities and paper work. It is not being cheap it is being intelligent.