Can I Locate Someone by a Mobile Phone Number? Yes You Can, This is How to Do it From Home

Are you wondering if you can locate someone by a mobile phone number? Locating someone by a mobile phone number is not half as hard as it was in the past few years. Although it is now very easy to locate someone by a mobile phone number, this is however not without its own challenges.

One of these challenges is that you can not find any information about the owners of mobile and unlisted telephone numbers on directories such as the white pages and the yellow pages. Land line numbers are very easy to trace via the white pages and the yellow pages mainly because they are fix in one position and the details of their owners are readily available to the general public as they are regarded as public domain materials.

However, it is much more difficult (not impossible though) to locate someone by mobile phone number mainly because they are mobile and their owners' details are regarded as private properties covered by privacy laws.

This does not however mean you can not find the information of a person a particular cell phone number is registered to. The telecommunication company who registered or issues the cell phone number in question should have the information you are looking for and you may be lucky to get the information from them (the telecommunication company) if you ask but you have to be very lucky as many of these companies don't like giving out their clients information due identity theft issue.

You can also locate someone by a mobile phone number through the use of a gps system, but if you really want to find someone's home address and some other information such as the name of the said person and all you have is their telephone number, then you have to make use of the reverse cell phone lookup directories.

With a reverse phone lookup directory, you can locate someone by a mobile phone number without having to move an inch away from the comfort of your home. All you need is a phone directory a reverse phone number look up directory) and the full telephone number (has to be the full 10 digit telephone number if you want to use the reverse phone lookup directories).

Once you have found a directory to use, all you will need to do is to enter the number into the search box of this directory, pay the fee and you will be given the information you need.

Making Money With Event Based Websites

This is nothing new. A good number of people make money, or at least try to make money, with this.

The Idea
Idea is simple. You make websites for future events eg World Cup football, Olympics etc, do marketing, monetize website. These websites are time based, would probably earn you only around the time during the event.

I will try to explain different parts of the process. Not in details, in summary pretty much.

Budget
A budget of $ 20 per project would just be fine considering you know how to make a website. You have to get a domain and hosting. These days domains cost around $ 8 per year for generic.com names, hosting cost around $ 5 per month for shared hosting.

Getting Domain Name
A very important part of the process is picking the right domain name. Domain must have keywords IMO to capitalize from this process. If you can get type in traffic for the domain that's the best.

Making Website
You should make a very simple website with information. Not big websites, something with 10-15 pages would be just fine. Make the header reflect the event with catchy banner. SEO should be in mind when you develop the website. Few things to keep in mind for SEO are page title, meta tags, h tags, internal links with keywords in title etc. A simple HTML website would just be fine in this case. Or if you want to use scripted websites for ease you can do that as well.

Monetization
Best approach is mixing different listening sources. For example you can use Google AdSense along with affiliate links.

Marketing
Do link building like you would do for other websites. Make some free blogs with links from articles pointing to the main website. During the time of the event or starting little earlier you can use PPC campaigns like Google AdWords to drive traffic to the main site.

10 Digital Products That You Can Create For Your Customers To Buy

Digital products are the easiest way to create a new product in order to boost sales. You create it once and can sell it again and again. There is no waiting around for your customer to receive it as they can download it immediately after purchase.

There are a number of popular digital products you can sell online directly from your site, or from a third party such as Amazon. Here are 10 digital product ideas.

1. eBooks

EBooks are simple to produce and sell. You can sell eBooks directly from your WordPress website using a plugin like WooCommerce, or you can also leverage the marketing power of Amazon by uploading your eBook to their Kindle program. It will convert your word processing document into a digital file that can be read on any device with the help of their free apps.

2. PDFs of Useful Content

These days, you can sell a wide range of items as PDFs, including checklists, cheat sheets, "Fill in the blanks" planners, menu plans etc.If you think your audience desires this type of content, you could have the perfect market for your PDFs.

3. Photos and Graphics

If you're good at producing images, sell your content on stock photo sites.

4. Videos

How-to videos are growing in popularity. At least 75% of all YouTube looksups are now connected to people wanting to learn a new skill.

5. Multimedia Course

These can include all of the above elements. The more forms of media you use, the higher the price you can charge. You may have to outsource some of this work to create an impressive package.

6. Membership Website

You can easily set up a membership website using software like WordPress and a membership site software plugin like S2 ​​Membership. Manage your payments using a processor that can deal with continuing payments such as PayPal.

7. Webinars

Webinars are an excellent way to interact with your audience. A webinar is simply a live web-based video or audio seminar that links the host of the webinar to a target audience. Once recorded, you immediately have an informative product that you can sell.

8. Swipe files

These are words and phrases such as sales letters, emails and other business and marketing communications your audience can buy and then adapt to use for their own business.

9. WordPress Assets

WordPress is the most popular website building software online. It offers countless numbers of themes (which manages the appearance of a site) and plugins (small programs that add to the features to the site). If you are good at design or development, these could be great digital product to sell.

10. Data and Apps

Research specific niches, keywords and marketing trends and sell the results to busy business owners. IOS apps are more competitive, but there is more need for Android apps.

The Servant - A Book Summary

In order to lead, you must serve. This is the solid


premise of the book "The Servant" by James C. Hunter.


It is discussed through the tale of John Daily, a


business executive who starts to lose his grip as boss,


husband, father, and coach. He was talked into going


on a week-long retreat at a Benedictine Monastery to re-center and find his balance. During the retreat, a


former Wall Street legend turned monk shows


him a different perspective on leadership - servant leadership.

The Ten Attributes of Love and Leadership


The book enumerated the following as the qualities of


a servant leader. Incidentally, these are also the


attributes of love, which was defined earlier as one's behavior towards others.

1. Patient - showing self-control.

2. Kind - giving attention, appreciation, and


encouragement.

3. Humble - being authentic without pretense or


arrogance.

4. Respectful - treating others as important people.

5. Selfless - meeting the needs of others.

6. Forgiving - giving up resentment when wronged.

7. Honest - being free from deception.

8. Committed - sticking to your choices.

All these behaviors will entail you to serve and


sacrifice for others. This would mean setting aside


your own wants and needs to focus on the legitimate


needs of others.

You need to realize that success does not only come


from hard work and appropriately playing the part.


To be successful in business and in your career, you


must be able to distinguish yourself from the rest


of the pack - you need to develop, build and defend


your reputation.

The Law of the Harvest

Remember: you reap what you sow. For authority or


influence to flourish, the right environment must be


provided and a nurturing behavior must be present. In


a garden, the soil, the sun, the water, the fertilizer,


and the care given by the gardener all make up the


environment under which the plant will grow and mature.


The one thing that you are not sure of, however, is


when the flowers will actually bloom. Bear in mind


that influence is not a magical beanstalk that will


sprout overnight; rather, it is


something that grows in time.

The Rewards of Leading with Authority

Leading with authority enables you to have a personal


mission statement: to serve the people you lead, to


listen to their needs, to give praise and recognition,


to show kindness, and to be honest, among other things.


When servant leadership becomes your ethos in life,


people would be lining up to join your cause.

By serving others and loving your neighbors, you are


keeping in line with the doctrines of the Church as


well as other religions. You mature psychologically


and spiritually, which is essentially the end goal of


the individual's journey through life.

While the above payoffs are well and good, the most


important reward of all is the joy you will experience


when you put others first and free yourself from the


chains of self-centeredness. As a certain Dr. Albert


Schweitzer wisely puts it, "I don't know what your


destiny will be, but one thing I do know. The only ones


among you who will be really happy are those who will


have sought and found how to serve."

About the Author:

James Hunter is the author of the internationally


best-selling book The Servant, subtitled A Simple Story


About the True Essence of Leadership. Now translated


into nine (9) languages, The Servant teaches the time


less principles of Servant Leadership and is the text


used in many MBA and other higher education curriculum


around the world.

The Importance of Quality Banking Software

Perhaps as never before, the necessity for excellent banking software has become evident. Retail banking requires a client-focused approach that will attract new customers and maintain them in a long term business relationship. One way to ensure customer satisfaction has been to guarantee rapid response to questions as well as information-gathering for business transactions.

New banking software technology can provide broad retail functionality while it supports various multi-channel models simultaneously. Scalability and resilience are also important features in quality software for banking needs. New core banking applications need to be able to address and support merger and acquisitions activities.

A new concern has been raised by the recent financial collapses within the banking industry. Astute attention to collateral management may have played a positive role in averting some of the humiliating losses that occurred and adversely affected so many smaller banks and loan institutions as well as the customers they represented. Quality banking software is being developed to include systems that monitor contractual descriptions and types. It will have the capacity of maintaining customer information, contractual data, and credit count relationships. This will be a significant part of any core banking application program.

Excellent financial software is also available for corporate and correspondent banking requirements. This banking software can introduce new business models as it responds speedily to ever-changing market conditions. It can reduce costs and identify and manage the risk factors at work, as well. In contractual management, this feature will assist in recognizing contractual shifts in value before they can cause significant damage. An excellent banking computer program will be flexible enough to include new products as they become available and should improve the overall efficiency of the banking business. All of these improvements should add value to the customer relationship which, of course, is paramount.

When one thinks in terms of universal banking, the amount of information that must be collected, processed, re-calculated regularly, and stored is mind-boggling. More and more banks have chosen to simply out source some of this mass of data collections, including information in contractual management, rather than handle it in-house. New technology will allow for broader functionality in the banking service. Various different kinds of banking products will be able to move across all kinds of channels, especially on the international level. This agility will enable banks to compete with the large international financial institutions that venture into their markets.

When considering the best in banking software, one must look at its "functional richness" as well as its scalability and flexibility. It must be adaptable to the latest in open technology, and it should include a system- connectivity with bilateral management. Customers today want as close to real-time views as possible. They want quick access to their counter-party's collateral and exposures. The ability to function with broad and sweeping informational strokes will strengthen the attractiveness and competitiveness of banking operations for the approaching years.

Distracted Driving Is a Bigger Problem Than We Thought

The numbers do not lie: 37,150 people in the US died due to distracted driving in 2017. But, sadly that is not the worst part of the news. Researchers are finding that there is no single cause to preventing distracted driving.

This means that there is no direct route to a solution resulting in more and more deaths. Right now, the only thing proven to work is to spread awareness about distracted driving.

Another thing that experts are deciding to try is how to make smartphone connectivity to cars to take less attention. Almost every new car on the market makes it easy to connect your phone to your car.

You are able to stream music, map directions, and in some cases even order food, coffee, etc. This is taking many drivers' attention away from the road, in drivers aged 17 to 22 spend at least 12% of their time behind the wheel messing with their smart phones. Any percentage of time on your phone behind the wheel is too much time directed away from the road.

Both Apple and Android have their own extensions for cars. At one point Apple demanded more of customers' attention than the Android version when entering directions and getting from one place to another. But, when it came to texting Android was by far more of a distraction. However, both must make a change to reduce the threat of distracted driving.

With all of the new tech in cars, come inward facing cameras. Some people are not okay with that for privacy reasons which is understandable as to a degree, it is a basic right, in most peoples' eyes. However, these cameras may help develop self-driving cars with the data it collects. Additionally, it may be our answer to solving the distracted driving epidemic.

The data the cameras collected from crashes and everyday driving habits can be analyzed by experts to determine how to make the new technology in vehicles less cognitively demanding or even develop an algorithm to prevent inappropriate use while the vehicle is in motion.

But, how much privacy are consumers really willing to give up? How much of their data are companies entitled to? Right now, there is not much regulation, but it is probably coming soon as new cars will soon all have this technology.

There must be some type of compromise because when this data is used appropriately, breakthroughs can happen. For example, a lot of the tracking built into these cars can prevent crimes. A lot of the data provided can solve the mystery of crashes, including distracted driving crashes and provoke ideas on how to prevent them. The results can save money on auto insurance, medical bills, and most importantly lives which are priceless.

However, it is ultimately up to drivers to stop practicing distracted driving habits. Remember, distracted driving does not only come from cell phone and car functions taking your eyes off of the road. It also includes eating, drinking, putting on makeup and more. It must be put to an end to reduce the number of accidents and casualties.

How Long Can a Bad Debt Be Collected?

There are different views on how long an unsecured bad debt is collected. For the debtors they will relly on the statute of limitations where after seven years the creditors will not be able to pursue the debts anymore. On the creditor's side, they will still have options especially if the debts are already with collection agencies and court rulings are accepted. An unsecured bad debt may already be written off on the claimant's books but these accounts can also be turned over to collection agencies and they will do the collection efforts themselves. They will be those who will send collection notices and demand letters in order to pursue these collection efforts.

Actually an unsecured bad debt can still be collected especially if a court judgment has been made. The account can also be counted as active if payments have been made. After the last payment the debt can still be pursued and collected within a seven year period, counting from the last day of payment. Within this period the creditor will make efforts to seek for a court judgment because after seven years the statute of limitations will already set in. This is the prescription period usually set by the law and after this time they will not be able to pursue the debt. However, debtors have to check on the laws in their places because the limitation period may be different, and they have to go with this statute of limitations or prescription period.

If you have a bad debt and you are concerned about how long your creditors can keep on pursuing these debts you have to take into account this prescription period of seven years, or with how many years it will be in your place. It can be of help also if you will not sign demand letters or collection notices so that it can not be used against you. Initials can be made only if these letters are actually handed to you. However, you have to think also that creditors or their agents will do all efforts to collect from you. When these bad debts are already established as yours they can go to the courts and it can be possible that they can get a court judgment.

For your bad debts it may be more to your advantage and peace of mind if you will seek a debt settlement agreement for this. You can get a credit counselor or you can do the negotiations yourself. A credit counselor may have the better option and they can have the possibilities of obtaining negotiable agreements that will be to your advantage. Your debt capital may be lowered and may even have the potential of having the debt balance paid in monthly amortizations that can be extended to a longer term. The percentage rate of your debt may be reduced or the surcharges written off, with the negotiations made. If you have an unsecured bad debt like unpaid credit card debts, it may be better to pay this through a negotiated settlement agreement and not forgetting it completely.