Some Simple Ways to Save Money and Enjoy Life

Did you know that there are some simple ways to save money by doing ordinary things? There most certainly are! What in the world am I talking about? I will explain in this article.

My first tip is for when you go grocery shopping. Are you aware that the generic brands of the foods you normally buy are just as tasty as the name brands? This is true! In fact, very often the generic (or store-name brand) of a particular food item tastes better than the big name brand. Best of all they cost far less. Also at your supermarket, do not be afraid to buy whatever items they have on sale at the time. You can pick up some really great stuff this way. Remember to clip coupons out of your weekly local newspaper. Chances are good that your supermarket advertises in there. You can find out what is on sale and clip your special coupons at the same time.

Tip number two. Do not be afraid to shop at your neighborhood dollar or thrift store! Whether it is a big store like Walmart or Target or a smaller dollar store, you will get some incredibly good merchandise on items like clothing, household stuff, personal care merchandise, or edible goods. Many neighborhoods also have small, independently owned discount stores with wonderful deals. Just because you buy your products from a discount store does not mean they are inferior! Shopping at a thrift or discount store no longer carries the stigma it once did. More and more people are realizing you can save money on everyday items and still get good quality.

Do you know that it is possible to dine out now and then and not spend a fortune? How, you may ask? It is simple! Look in your local newspaper for specials they are running. Independent restaurants as well as fast food and mid-sized restaurant chains will regularly advertise this information. If you are online and / or use a Smart Phone, a lot of places will offer special coupons that you can use when you visit their establishment. Do not fear stopping in a buffet-oriented restaurant. Some of the best food can be sampled this way and will cost you less money. The same thing holds true of clothing and other retail stores. Look in your paper and online for special discounts and offers. A plethora of merchants now take advantage of Internet use to bring in customers. They will advertise special deals that you can print out or call up on your Android phone to buy their goods and save money at the same time.

Traveling on a budget! It is no longer necessary to stay at home and vegetate! It is entirely feasible to save money and travel at the same time. Websites such as Orbitz or Travelocity offer discounted airfares and lodging accommodations for this purpose. Take advantage of them. It is also possible to buy some food and beverages at a local supermarket and store them, as many hotel rooms have small refrigerators. Then you can dine in your room or have a picnic at a nearby park. You will enjoy the views and save money by not eating out at restaurants on your whole vacation. Take advantage of these opportunities too! Save money and enjoy your lives at the same time! What could be better than that?

VW Engines for Sale

Once we buy a new Volkswagen, we wish it remains that way permanently. Neverheless, Volkswagen's under lots of deterioration every day, which can be seen in its overall performance. VW engines have to be looked after because they are the heart of your car. If, through the years, it wears down, it's possible to look for a replacement unit.

There are lots of shops that provide repairs of one's existing engine as well as maintain VW engines for sale. They could possibly be completely new or used. New engines generally are more expensive, and can be purchased from exclusive show rooms of vehicles. Those people who are on a tight budget can invariably go for a pre-owned car engine.

Purchasing used VW engines requires plenty of consideration and research. You need to know precisely what you are searching for, so that you do not get duped. Every car has a unique engine so make sure of the type your vehicle needs. It bought to be exactly the same make, similar model as well as the identical year of production as the car. It is simple to find this out by reading through the handbook of the car, provided to you during the time of sale. If, however, you're driving a used VW, you need to make contact with the dealership you purchased it from.

While purchasing VW engines, generally choose one which has mileage lower than your present car. This only denotes that this engine is used less, so they are usually in a much better operating condition than your own. Businesses that hold car engines available for sale are not always car manufacturers. They are buying used or damaged cars and search for undamaged parts. These spares are then taken apart and sold.

Before getting a second hand VW engine, keep in mind to have the guarantee upgradated. Generally car parts have a 180 day guarantee on used engines soonheless, you must allow it to be a minimum of a year or so, if you are paying a little bit more. Also, it is necessary that you simply do not find yourself purchasing a rebuilt engine, so get a VIN check up on that particular car to forget its history.

Evil Ways Of Making Money - What The Rich Won't Tell You

'Evil ways of making money--what the rich won't tell you' declares that you need not be physically aggressive to make millions. You just have to be emotionally aggressive.

People who use their fist to get their way always end up charged with rape, thief, and all round fraud. Their bestiality makes them poor and unhappy. But those who have intense deceptive emotions look innocent but deadly. They are charming polite people intentionally presenting an exterior of innocence but they are exploitive. Their crime is not a crime though it could be a sin. They are not stealing, but borrowing, only that they won't give it back.

The book is a practical and profitable money making guide that looks at the world of deception, corporate racket, and shows that there is hardly any activity, any enterprise of the super rich that is not tingle with evil. The rich have embraced the biggest risk that the poor dare not venture. Righteousness is seen as a tie and a hindrance hence the more honest you are, the less likely you will be rich. Frankly, there's no way, on the basis of your salaries and allowances from the day you graduate, that you can be a millionaire, least a billionaire. It is impossible, except by embezzlement.

Poverty is the greatest illness man has ever suffered from. If you are fed up with poverty, you need to delude others, play on the ignorance of financial institutions, utilize the weakness of the law, create an illusion, bribe your way, and manipulate anything and everything to your advantage. It's a never play by the rule, never pay in cash, never tell the truth game. You must genuinely and sincerely fake honesty. Have no conscience, no guilt, no sense of remorse, for money is made with debt, tax games, paper shuffle, arrogance, and wild and unpredictable swings.

Don't waste your time building your resume, download the book free at [http://www.oxcheck.com] and learn the trick that works for achievers. When you read this work, your only regret will be that you didn't see it early.

Learning The Hard Way - Driving Lessons

Hayleigh, a teenager in Coalville, passed her theory test just one day after her seventeenth birthday. Talk about being driven! In the course of the few weeks that followed, she went on to take some structured driving lessons. Some were cheap, bought on deals that so often populate the web space. For the most part, the driving lessons were cheap, thanks to her shopping around for a deal here and voucher deals there. It gave her time to assess her needs and choose a driving instructor that was more akin to her driving style. Three weeks after passing the said theory test, Hayleigh was near ready to drive without supervision and all geared up for her practical driving test.

Just down the road from Hayleigh, another teenager, nineteen year old Brian was also taking driving lessons. Like Hayleigh, Brian also had his provisional driving license from the first week he turned seventeen. But unlike Hayleigh, Brian was nowhere near his neighbor's driving skills, let alone think of booking a driving test.

He only just about managed to pass his theory test on the third attempt. Feeling very despondent, Brian's driving course almost crashed into oblivion when he lost his part-time job and could not afford the expensive driving lessons he was taking from the very same instructor Hayleigh was learning from. So why is there a price discrepancy?

Driving schools, and their driving instructors tend to give cheaper price options to learner drivers who book driving lessons en-mass. Look at it like buying wholesale. As one can see, two teenagers, same opportunities, but Hayleigh came out trumps because she block booked driving lessons and tailor her lessons to mirror her lifestyle.

The other advantage Hayleigh had was her ability to practice driving on the private land. Hayleigh and her family lived on a large farm with room for farm machinery and a back garden most would die for. So she learn how to drive, for the most part, in her garden. She was not breaking any law. She need not even insure or tax the vehicle so long asshe did not drive on any public road. It sure gave her an unparalleled advantage.Understandably, she could drive better by the time she was seventeen. Her parents started her off by tutoring her and booking a theory test. An old banger was thrust in her face and she was skidding through the farm, learning to reverse, practicing clutch control, speeding up and changing gears to slow down and much more. The real carrot for Hayleigh, however, was the real and genuine promise of a brand new car if she were to pass her practical driving test first time.

Apart from that, Hayleigh longed for the freedom of stepping out of her front door and into her own car rather than walk half a mile to her front gate and another five hundred meters to the nearest bus stop. So please her weekend job, Hayleigh scheduled her driving tuition on fixed days, and generally at the same time. This made it easy to remember what she was doing weekly.

Above all else, she had set days when she started from home but finished at home. Other times, she started from workplace and ended the lesson at a friend's house. It was a rollercoaster three-week period, but everything was pre-planned and executed to the minest of details.

The best part for Hayleigh was that not one of her college work suffered. Hayleigh had the forethought to open up her diary and worked out a training schedule with her driving instructors.

As for Brian, who lived in an urban townhouse with limited parking on the near estate, this was all onerous work. His parents shared one car between them, which only the father tended to drive, mostly out of the necessity of driving a seven-mile return trip for work in rush hour traffic that took almost an eternity to complete. To make things even more complicated, Brian's parents had a big four-by-four that made it astronomically impossible to include the nineteen year old as a third driver.

So without the insurance, Brian had no practice vehicle. He had to rely solely on the driving instructor's car It was all too much. At this joke, it need to be stated also that Brian worked in a public house where his bosses never really managed to give him set-hour shift patterns. And to make matters worse, the rota for his working week tended to be ready with five-day notice.

Academically, Brian was suffering too. He placed that as a matter of priority over his driving lessons needs so quite often canceled driving lessons to do research and other school course work. When things came to a head, Brian stopped his driving Tuition completely for a period of four months before returning to one lesson every other week. Eventually, Brian had stopped completely for almost one year before returning yet again to continue his driving course after he graduated with his university grades.

Well, it was no surprise when Hayleigh passed, first time too. After all, she had racked up a substantial amount of driver training and enough support to keep her at it. Brian, unfortunately failed his driving test and felt very angry with the whole situation for a long while after.

So for anyone planning on taking driving lessons, it is obvious that apart from a deep pocket backed with moral support, it is worth considering pack deal driving lessons.

Do not go by way of Pay-As-You-Go. Instead, pay upfront for a given number of lessons, they tend to be cheaper any way.

Structure your driving lessons.

Choose a day, or a few days best suited around your existing lifestyle and be true to yourself. Make the schedule stick, and above all, stick with it. Flexibility is good, but not to breaking point. Most driving instructors will work around your needs. If not choose another one. Driving instructors hate late cancellations, So the clever driving instructors have built-in cancellation policies to protect their income. Ironically, learner drivers also benefit from this arrangement because they are more likely to gain the instructor's trust and commitment. It's a win-win situation.

Shop around fro best deals.

There are loads of offers on driving lesson and it takes a savvy mind to pick out what is best for your own individual need. However, just because it's cheap does not necessarily mean it's for you. Read the terms applied. If they do not meet your needs, look elsewhere.

Read the Highway Code

Learn quicker by reading and understanding The Highway Code. Some driving schools even give out the highway code for free, with hazard perception training thrown in. There are other free resources out there like video sharing websites.

Learn From Friends and Family.

Everyday teenagers tend to generally ignore the free driving lessons shoved down their throat by parents, friends and other relatives. It pays to watch other drivers, friends and family, (including bus drivers). Even when other people are driving dangerously, an astute teenager can easily learn how to drive safely by making judgment calls on other people's driving habits.

Preach What You Learn

Share your driving lesson experiences with everyone you know or meet. Write comments, tweet what you know, how you felt after your driving lesson and above all, practice what you are being taught. Do not re-invent the rules of driving. The benefit? You may get something wrong. Then you might get a chance to see other people's view on your knowledge. It's a continuous learning cycle.

Complete in Time

Do not embark on an ambiguous journey into driving. Starting with 8 driving lessons to test the water is a waste of your time and that of the instructor's. Be more realistic about the prices and how you can afford them. Then take the plunge; complete your driving lessons and you too could be a driver in no time.

Unique Tactics For Using Other People's Money

Many people struggle to raise the money they need to introduce their product. But there are ways to get around that problem by using a shoestring outsourcing approach I call OPM (Other People's Money) deal making-or, if you prefer, the OPM entrepreneurial approach-because not only are most functions outsourced, but the outsource partners put up all or most of the money. I have compiled some stories of successful inventors in this newsletter to help give you some innovative approaches to consider when introducing your ideas.

Fred Culbertson

Culbertson knew from his own experience that screwdrivers often slip out of the screw head, and he decreed that what was needed was a screwdriver handle that never had to be moved from the screw head. He thought that if could just rotate the handle back, as with a socket set, screwdrivers would be easier to use. Culbertson believed that the product would be a perfect item for Sears' Craftsman tool line. The problem: Culbertson did not have the skills or money to make a polished prototype, and Sears does not typically buy from small vendors.

Still, Culbertson was not about to let such a great idea go by. He started by enlisting the aid of a machinist, who made a workable prototype; he found a company in his hometown that already sold to Sears to present the product; and then, when Sears showed some interest, Sears provided to Culbertson the names of manufacturers already supplying private-label Craftsman tools. The deal was done, and now the screwdriver is sold in all major Sears outlets. The final deal has the manufacturer supplying the private-label product for Sears with Culbertson getting a percentage of every sale both for his product idea and for his promotional efforts in stores demonstrating his new product.

Shawn Ferguson

People who act as brokers of services are one existing type of OPM entrepreneur. Ferguson was an Emergency Medical Technician who observed that many people would prefer a short CPR training course, rather than the six- to eight-week course offered by the Red Cross. Ferguson started his business by getting a local community college to offer a short course, which he or his friends taught in return for a share of the revenue. Ferguson then offered the class at a home health-care show for a small fee. The show promoted the class to attendees, and again Ferguson's friends conducted the class. Ferguson then branched out to become a full-fledged broker, setting up classes at events, trade shows, schools, businesses, and other organizations, and promoting the service to target customers. By this time, he used a group of service providers, who were EMTs working as independent contractors, to provide the training. The profit Ferguson made was the difference between his share of the class revenue and the total fees he paid to the service people who treated the class.

John Lawler

Lawler worked for an airline and felt that both the typical video screens in the front of planes and the newer embedded systems with screens had many drawbacks. First, everyone had to watch the same movie at the same time, and in the case of the big video screens, some people could not see the movie well. Also, if the movie system went out, no one could watch the movie. To top it off, the entire system was expensive. A big problem of the embedded systems with screens on each seat was that they were too expensive, costing between $ 500,000 and $ 1,000,000 to install per plane.

Lawler thought that a much better idea was just having individual movie players that could attach to the back of a seat. Players would only cost $ 200 to $ 400 each, or less than $ 100,000 for a typical plane. The individual units could operate without the cabin crew's assistance, and they could be leased to the plane. Passengers could then select the movies they wanted, and select when they wanted to start, pause, or stop a movie. The problem for Lawler was that the movie players were already invented; His idea was just to have the maker of the movie player lease them to airlines. What role and what value could he add to his project?

Lawler's solution was to create a role that licensed the movies and reprogrammed the players monthly. He took the initiative to work a deal to license movies with a major movie studio, and then he made a deal with the movie studios for a license fee that allowed him to reprogram the players every month at a nominal fee. To sweeten his deal, Lawler leased the movie players from the manufacturer, which was willing to front the equipment to Lawler because he had a lease from the airline. Lawler then offered a licensing fee, which included both the player manufacturer's fee and an additional fee for licensing the movies and reprogramming the players.

So if your product is too difficult to introduce on your own, and you can not get any help, consider the OPM plan, introducing your idea with Other People's Money. It just might work for you.

Supply And Demand And Marketing

According to Dough McCormick, Chariman and CEO of iVillage, Inc., "Technologists focus on supply but they do not understand advertising is focused on demand.

What in the world does that mean? It means not every product online is going to sell. Online retailers and marketers are not going to succeed just because they are online. Marketing is about understanding the demand of the consumer and meeting it or creating demand for a product.

This means online business people must take the time to understand the consumer. They need to develop an understanding of the consumer's thinking, motivation, and needs. Just because you develop a website and slap up some product graphics and have a checkout process using paypal does not mean you'll be selling and rolling in money.

Is there a demand for your product or service? If there is how does your product or service fulfill that demand? If there is not a demand can one be created through advertising and marketing? For some products or services you'll not be able to create demand and people will not buy simply because you provide a supply.

So what's the practical application of focusing on demand instead of supply?

1. Take the time to research your demographics

2. Consider streamlining your websites to include interactive elements that help develop an understanding of what your visitor desires.

3. You may need to develop a different marketing campaign based on whether there is
a strong demand or weak demand for what you are offering.

4. Demand can be created via a long term process of education / awareness, then branding,
then interest, then trial, then demand.

5. In a demand mindset you'll need to be more strategic, combining a campaign of both
rational information with desire oriented emotionalness

Remember, just because you supply it does not mean there is a demand for it. Take the time to study your idealized market and idealized customer profile then search them out to ascertain what their demand level is for your product or service. This will help you develop your marketing strategy. Be prepared for a long-term commitment.

My Husband Is Always Compare Me To Other Women - This Hurts Me - What Can I Do? Insights To Help

I recently heard from a wife who was being hurt by her husband's constant comparisons between her and other women. Sometimes, he compared her to her sisters, friends, coworkers, or acquaints. Other times, he compared her to complete strangers. She had been trying to ignore this for a while, but laately, it had been angering and grating on her so badly that it was very negatively affecting her marriage.

The wife said in part: "My husband compares me to everyone. And the comparisons are never favorable. I'm not as thin as my sister. A mom as our neighbor. I'm not as good a cook as his best friend's wife. I'm not as good as a lover as his old girlfriend. goes to open his mouth. At first, I used to ignore him, but this is starting to happen all of the time and become much more hurtful. with something equally as nasty. How would he like it if I compared him to other men? I would never do this because it would hurt his feelings and he's my husband. him on this, he says I'm too sensitive. It's gotten to a point where he will openly stare at other women right in front of me. uch longer I can take this. What do I do? "

After a little more clarification, it became apparent to me that the husband would make these comments and the wife would withdraw and give him the cold shoulder for a short period of time afterwards. Over time, she had learned that bringing this up would only make her husband accuse her of being over sensitive. And if she tried to snap back at him, then he would become angry and things would just get worse. So instead, she would say nothing and she would stew. This caused resentment and deteriorated their marriage. More and more, she was being avoiding spending time with her husband because of this and other problems. So this was something that I felt had to be addressed and could not be left in the hopes that it would just work itself out. In the following article, I'll offer some tips on understanding why a husband may regularly compare you to other women and how to best deal with it.

Why A Husband Might Compare His Wife To Other Women: The wife could not understand why her husband would be doing this. He did not act this way when they were dating. It was only within the past five years or so that he had begun this type of behavior. There are various reasons that a husband might act this way. Sometimes, this is their passive aggressive way of drawing your attention to something they wish was so. And, they may be saying it's about your parenting skills or your work ethic, but it is usually about something else completely.

Many men criticize you for reasons that have nothing whatsever to do with you. They are often trying to get your attention in the hopes that you will pay more attention to them or to things at home (as illegally that this sound sound.) So they will often hit you with very low blows in an attempt to push your buttons just to get a reaction.

Other times, a man will point out your perceived flaws because he is very aware of his own. Sometimes, a man's comparison of you is really driven by his own lack of self esteem or because of his own worries. Sometimes, when I speak with the men on the other side of this situation it's clear that they try to pull their wife down because they deserve her. They secretly worry that if she knew how special she really was, she would leave him so one way to make sure that this never happens is to point out her shortcomings. And sometimes men react to stress by being critical of who is most convenient.

I am not defending this behavior. I am just trying to let you know that if you are in this situation, you can be assured that these comparisons are not reflective on you. They are reflective of him and you have to decide if you want to change it, continue to live with it, or remove yourself from it. (My recommendation is to attempt to change it if you can.)

How To Handle It When Your Husband Always Compares You To Other Women: The wife in this situation did not want to walk away. She asserted that there were other redeeming qualities in her husband. But she did not want to continue to live this way either, nor did she deserve to. And each time her husband did this, it deteriorated her marriage even more. I know that she dared to confront this because it appeared to only make things worse, but ignoring it just ensures that it keeps happening.

I suggested that the next time her husband compared her to someone else, she should make a note of it and vow to bring it up at a time when things were calm. If you try to address it when you are hurting or angry, you run the risk it becoming even worse. So, when things are going well and you are calm, that is the time to address it.

I would suggest saying something to the effect of: "I need to discuss something with you that has been weighing on me. Yesterday, you compared me to (fill in the blank.) This was hurtful and unnecessary. Honestly, this happens a lot. this makes me feel like I'm not making you happy or that you wish I was different. I worry that over time, it will make me resentful. And I know that you do not mean to hurt me. So, from now on, when it happens again, I'm going to draw your attention to it and ask you what is really bothering you. "

This is just a suggestion. You can use the words that are most appropriate to your husband and your situation. But the point is to address it in a constructive way, to open the door for him to tell you what is really bothering him, and to let him know that in the future, you will address it each time it happens. This lets him know that he can no longer have a free pass to keep up the comparisons.

Sometimes, just approaching it when you are both calm can inspire open communication that allow you to get to the real root of the problem. Because the comparisons are often a good indicator that your husband is trying very hard to get your attention and this can sometimes indicate some issues in your marriage that should not be ignored.

HHO Gas Car Kits the Best Way to Increase Gas Mileage

HHO gas car kits seems to be all the rage on the internet for the best increase in gas mileage. Some people are claiming gains of 100% or more but typical claims are in around 15-40% increase.

You may have seen it on TV or in the news but one experimenter entrepreneur is running his car on HHO gas and he even uses this technology for high temperature welding you can find the videos online on popular video sharing sites. This gas is not meant to totally replace gasoline but is more like a diesel or fuel additive in the sense that it is a supplement so you end up burning less gas.

There are other benefits from this water fuel cell technology sometimes referred to as hydrogen-on-demand besides your best increase in gas mileage. You may see increases in horsepower, quieter engine and reduced emissions, think about that passing an emissions test!

HHO generator kits do not come cheap but are well worth it. You can use them on trucks, diesel engines and some people are even using them on motorcycles, tractors and riding mowers. They do not require much in the way of maintenance usually just adding a few ounces of water every month or so.

These fuel cells do not take up much room under the hood of a vehicle and if you are handy with your hands or feel comfortable working around vehicles these are easy to install. If you want to know how to make a HHO gas generator or construct a fuel cell then you can find bits and pieces of free information online to build a generator. If you want to know how to build a HHO gas car kit it is best to buy the plans and get step by step instructions.

HHO gas car kits can be better than oil or gasoline additives to increase gas mileage. When you build or do it yourself you could save money on gas but will save hundreds of dollars on the kit and replicate the system for other vehicles you own.

Play Video Games and Get Paid

I know this sounds crazy but I do it every day. Now I'm talking about being able to play your favorite games like Mario, Halo, Call of Duty, Assassin Creed Brotherhood, Madden, Gears of War or any next gen game and being able to make money. That sounds like a dream come true right?

Well if it was not possible why is the game industry so booming right now? I mean we may be in a recession but the game company profits have only been rising. It's because this is the future of entertainment. Next gen games are the only form of entertainment media where we are actually physically involved. So with all that money and profits on the rise the game companies have jobs and they are hiring. You just have to know where to look. If you do not look than you might as well just keep playing your friends. Now if your serious about making money becoming a video game tester be ready, you do get to pick your games most of the time and usually even get free games. The only drawback I suppose would be repetition. They may have you beat the same game 10 times.

The best type of testing I would have to say would be online multiplayer video games. These are always new and fresh because you're playing with live people. This is also the best field to be a game tester for because you get to hone your skills and become true true top video gamer. Then after you've made your money testing, head to a video game tournament a put your skills to the true test. I've seen Halo tournaments recently with $ 100,000 top prizes that just insane! Now people are taking the step from tester to master. Taking challenges and proving just who the top gamer is.

The Definition of Success - Its True Meaning

It is no coincidence that you find yourself reading this article. You were obviously in search of the true definition of success or you would not have clicked the article link. Your quest to define success, led you to the usual reference sites like dictionary.com or webster.com and found their definitions read something like this - having attained wealth, status, honors or the like or having a favorable termination of an attempt or endeavor . Now take a brief moment and ask yourself these three questions, basing your answers solely on the definitions that were previously stated.

1. Do I consider myself successful?
2. Do I have all the wealth, material possessions, status, or honors I desire?
3. Has the outcome of my endeavors been favorable?

Did you answer no to one or maybe all three questions? If so, are you (even for just a moment) thinking, "I guess I'm not a success; and If I'm not a success then I must be a failure." Yep, if that's what you're thinking, then you're absolutely right, a failure you are. However, do not get discouraged, success is still attainable even for the "failures" of this world.

First things first. Stop measuring your success by the typical definitions found online and in other reference materials. If you do not, you will forever see yourself as a failure. With that said, let's take a moment to learn and digest another definition of success, probably the best you'll ever hear. This definition of success is not found on any mainstream website or in any hardback dictionary. it comes from a man by the name of Earl Nightingale. Mr. Nightingale was a motivational speaker back in the 1950s / 60s and was known as the "Dean of Personal Development." He defined success this way - "Success is the progressive realization of a worthy ideal."

Wow! That's worth reading again - "Success is the progressive realization of a worthy ideal." Let's take a moment to break that definition down so that you can truly digest the true meaning of success.

Progressive - meaning to make efforts towards continuous progress.
Realization - turning something imagined into a reality.
Worthy ideal - something that warrants great merit and excellence.

Look at it this way - Success is the continuous effort of taking something of great value that you have imagined and working toward it until it ever becomes a reality. Is not that awesome! No matter what your ideal ideal is, you are a success as long as you are making continuous efforts to turn your dream, your goals, your desires into a reality. So, do not get caught up with the fact that you have not attained it yet, just stay focused, set daily goals, and before you know it, you will attain it.

To Your Success!

Top 5 Value for Money Investments

"An ideal investment is the one which reaps infinite returns for the generations to come !!"

Whenever the idea of ​​investment comes, one of the first questions that pop in our mind is whether it would reap good returns or not. Then we proceed on to probe on the risks involved, investment tenure and other prerequisites before actually investing.

In this short piece, we explore interesting, easy to plan achieve investments that would make you feel content with the returns and have lesser risks in the market with the returns touching the sky and getting more and more with the time.

1. Investing for a Skill / Education: Education is one of the most expensive investment avenues these days. Acquiring a skill, implementing it, getting well versed in it consumes a lot of time, money and concentration. When worked hard and completed, the returns can be infinite. This means that you can find work and continue on it for as long as you want to. The gains are not only in terms of monetary returns, which are consistent and are usually on a rise, but also in terms of respect, experience and chance to invest more in your family and assets.

2. Real Estate / House: A lot of old and experienced people regarding real estate as a pinnacle of investment or asset creation. Once someone starts transacting in terms of real estate, his outlook towards money is totally changed. An increase in the price of stocks, mutual funds is not as stable as that of a land or a house. Moreover, the emotional value of an asset created in real estate is remarkable.

Yes, undoably, you need to have some net worth and status before venturing into this investment class, but the returns would make sure that the hard work you have put in to create wealth through real estate is all worth it.

3. People: For any manager or a business owner, the people working under him are his prime assets. Investing wise and well in the people will pay him off illegally, irrespective of the amount invested and time consumed over that investment.

Further, versatility makes it easier to find what kind of investment can suit your people. Compropriate insurance, perks, bonuses, trips, education, skill trainings, assets, cheaper loans etc., there are numerous ways in which you can decide how do you want to invest. Investment is people earns you more loyalty (which can never have a price tag), better results, higher efficiency and several such fruits that would enhance your business or get you a promotion.

4. Creating a second income source: When you have multiple uses of the money earned, why can not there be multiple income sources. Often, a second income source seeks some amount of investment, which does annoy people as they fail to realize its need. It is quite simple to analyze it though. The current job or business you are doing has come to you at a cost, which has typically paid off via income and other tangible / intelible returns. You can create a source such as part time intuitions, blogging, baby sitting, product research etc., which give you a stable income and keep on giving more and more returns once you gain good experience. Second income source gets a further boost when you invest in acquiring a skill that in turn gets you another income source.

5. Planting Trees: Promoting Greenery in your vicinity is again an invaluable investment. A seed that nurtures into a plant, and further to a tree has a lot to give for the sunlight, water and care it receives. Interestingly, apart from sowing a seed and occasionally placing a fence around it, you do not have to spend anything at all. The sunlight is free and water requirement, even though being initially crucial, is later managed by the plant itself. Multiple returns that a single fully fledged tree gives include fresh air, fruits, wood, temperature control, shade,

How To Beat The Car Salesman

If you are like most people, you do not purchase a vehicle very often. It is very easy to fall victim to a seasoned salesman and spend much more than you should. Here are 5 steps to take before you make your purchase.

5) DO YOUR RESEARCH! Consider different things you will need in a vehicle like size, fuel economy, Awd etc .... Select your Price Range. Browse different brands (GM, Toyota?). Read reviews and compare vehicles.

4) NARROW YOUR SEARCH! Choose the vehicles that interest you the most and learn the pros and cons for each. If you educate yourself enough, there is a good chance you will know more than the salesman when the time comes to buy. Try doing a "Total Cost of Ownership" comparison. Total cost of ownership is too often overlooked, it is basically what the vehicle is going to cost you over a period of time. It's important !!!

3) TEST DRIVE ONLY! - This is where it gets tricky. Few dealerships just let you drive and go, you will get pitched and pressured. The trick here is to act interested which you actually are and let the salesman do his job and show you the vehicle, describe it's features and do a test drive. After the drive DO NOT go in and get involved in numbers YET! Get his card and leave.

2) CHOOSE YOUR VEHICLE! - After driving the cars, pick one! Hopefully you've done your research and established a budget. At this point, research promotions and incentives on your vehicle. The manufacturer site will reveal any current programs on the vehicle. Be sure it's what you

1) BUY IT! - Ok, now the fun begins! Choose at least two dealerships (one local for service). Go to your local dealership and get a pricing. Let him know you are shopping around but willing to buy if the price is right! Do not waste all day with this guy, you are going to give him the final chance, just dont tell him that.

WHATEVER YOU DO ....... WALK AWAY !!!! NO DEPOSITS !!!!!!

Take his price to the other dealer. Do not play games, just tell him the price you've got and ask if he can beat it to earn your business. Even tell him where else your dealing does not hold anything back. After he gets his price and gives it to you .... WALK AWAY !!!!!

Now .... Go back to the original dealer and say you will buy the car if he can beat that price, wave a credit card around (It Helps) 90% of the time he will do it .... he might moan a little though.

Although this may seem like a hassle and there may be a few hundred left on the table, you will get yourself a good deal on the car you set out to buy !!!

CONGRATS !! and enjoy the new car !!!!!!

Child Insurance Plan - All You Need to Know

Nothing but the best will do for your little one! However, all good things in life come with a price tag. Most of us have limited income and with the escalating cost of living, its becoming increasingly tough to cope up. The only way to beat this inflation and come out as a winner is to take the help of insurance plans that will ensure that your child does not lag behind for lack of sufficient funds. For all those, who already have insurance or child plan, a pat on the back! For those who are still thinking about it, it's never too early to start planning and investing towards a corpus fund for your child's future needs. The sooner the better!
So, what are the types of children's plans available in the market today?

We have the traditional endowment insurance plans. We also have the money back plans where money will be paid out to you at various milestones in your child's life. There are insurance cum investment plans that are unit linked where not only are you protected but your money also keeps growing. Saving and investment go side by side. There are various public and private sector insurance companies that will offer you customized and flexible plans as per your requirement.

What should be the key features while taking up a plan?

A good child plan needs to cover a few key aspects to secure your child's future effectively. The plan should meet the monetary goals for important stages in your child's life. Be it higher education or marriage, the fund should meet your requirement at the correct time. In case of the untimely death of the parenting parent, the plan should secure your child's future. Ensure that the plan has a critical illness, a death benefit and a premium waiver benefit so that in your absence, the financial needs can still be catered for. Investment should be sufficient in order to cover the important financial needs that of education, career and marriage. There should be flexibility in terms of premium payment and choice of term.

How to choose from various children's plans?

Now that you have a fair idea of ​​what all children's plan must cover, it will be simple to choose from various market offerings. There are some big names in the insurance world that have come up with some really power packed plans to give you that financial edge. First and foremost, you must make sure that the plan you take up has IT exemption. Also, a term period of 10 to 25 years would be ideal. Amongst a plethora of child plans doing the rounds in the market, Smart Kid by ICICI, Young Star Plus by HDFC, Child Dream Plan by Birla Life Insurance, Head Start Future Protect by Kotak And Young Scholar by Aviva are some of the plans worth looking into. Whatever you choose, starting early is the key to maximizing security and minimizing risk.

Give wings to your children's dreams with a child plan!

AWD Vs 4WD: Choosing a Traction Control System for Your Next Car

In some parts of the US the vehicle tract system competition is almost pointless. There is little merit in comparing AWD vs 4WD systems in areas where the weather is always pleasant and it never dumps mountains of snow or there is rarely a torrential downpour. For other parts of the nation though the type of transaction system you have in your vehicle matters a great deal. Take the New England states for example where AWD vehicles are quite popular for getting around on the frequently snow-covered and slick rural roads.

There has been a great deal of progress from tire makers in developing better tires specifically for the challenges of winter weather. Different tread patterns and adjustments to tire rubber compounds can help a lot but nothing works quite like adding an extra set of driving wheels. The best AWD and 4WD vehicles combine the enhanced traction of extra drive wheels with a smartly designed torque distribution system that is capable to apportion power to the wheels that have the best traction and are in a position to get the vehicle moving with the most efficiency.

While the term 4WD tends to be applied more towards vehicles that have the capability to manually control the drive system via a lever or button in the interior. Usually all wheel drive is used in reference to vehicles that power all four wheels at all times but use a system of power distribution to intelligently send power to the wheels that can make best use of it at the moment.

The level of usefulness that you will get out of the AWD or 4WD system in your particular vehicle depends in large part on the work that went into it in the design process. Some companies seem to be able to do a superior job at designing tract systems that get the power to the road in the most effective possible manner. Audi is a pioneer in this area and their vehicles are quite popular. A relative newcomer who has been able to set some new standards in all wheel drive cars is Acura which SH-AWD system is very impressive with it's ability to send power from one side of the vehicle to the other as well as certainly an apportioning it between the front and rear.

A great way to get an idea what traction system work well in practical applications is to check out what people who live in snowy parts of the nation are using. This is not particularly scientific but if people who live with multiple feet of snow much of the year are favoring a particular brand and type of AWD car then there may be a reason why it is so popular.

Advertising Network Marketing

Advertising is essential for any business to succeed. This is also true for a network marketing business. Have you run out of leads for your personal business? Have all your friends, family and co-workers finished looking at your advertising? Are you tired of wasting money on pamphlets, magazines, business cards and other advertising methods such as expensive advertising in newspapers and mail?

In network marketing it is about reaching large numbers of people since only 1 to 3 % will join your downline. To reach a large number of people this way of advertising becomes very expensive. By the way, not many people read newspapers anymore. Newspapers are closing all the time or they are not printing a paper anymore but they are charging a fee to read it on the internet.

There are literally thousands of people looking for what you have available by using different tools on the internet. You have a way to increase advertising their network marketing business. All business owners know that an effective advertising method is the key to success. That is why companies spend a lot of money advertising on television, the radio, flyers mailed, and by making phone calls. Without advertising businesses fail. Whether it is a business with a store front, an internet based business, a health care business, or a construction business, they will fail without advertising.

After many years of minimal success in network marketing businesses many network marketers are finding these features offered on the internet to increase advertising results in their business beyond their wildest imaginations.

The largest audience to advertise to is on the internet and there are many new ways to expand advertising and automatically build relationships with those who are looking at network marketing. Some of these advertising tools available are: banners, personal websites, capture pages, blogs, email and autoresponders. You have the power of the internet at your finger tips to grow leads by using these advertising techniques.

These advertising tolls are very self explanatory. They provide easy to follow simple steps to create these advertisements for your business that will work for you while you sleep. The internet never sleeps so neither do your advertising tools you set up for your personal business. The autoresponder will send emails to your leads automatically when they hit your link on your capture page or blog.

Theses are wonderful new features found on the internet for any business to use to increase their productivity. They will work while you sleep building your network marketing business. Check it out.

Car Wheels

To understand on the best possible way what are car wheels all about and why they are usually the first thing to go when talking about upgrade let's see some information on a research that took place on 1990.

That research was done after the brake down of the wheels on some cars during race. The wheels were heated and this thermal energy could normally result in aging of the material. We talk about aging when the material is in conditions that greatly reduce its normal life.

There is a whole branch of science that is called "material resistance" and it's about how materials can be made to sustain a long life with minimal resources. This science analyzes the stress caused by various reasons.

Researchers found residual stress that was held in the wheels. When wheels are manufactured the material is processed on many ways. The annealing, forming and some other techniques leave the material in internal stress. This makes it vulnerable and after sufficient load a thermal cracks will appear and after that the material will most likely damage. This could quickly lead to its complete destruction.

When we say temporary stress we refer to all the stress that remains after the object is processed and then freed of all load.

After some further discoveries scientists found that the cracking was done by fatigue of the material. It was a result of the fraction that was caused by the brakes. The thermal cracks were found on the axis of the wheel.

The real material resistance plan is about calculating both residual stress made during manufacturing and the stress caused during the service of the wheel. The second one could be done by setting math variables in proper formulas to watch for how the material is damaged during the process. This will help us pick the right material for the time that we need to have before the product become unusable.

To see how we can control the residual stress we have to understand the manufacturing process in depth.

To make the wheels in the proper shape a multi-step process is used. This is about making the inceptive form of the product. Then the residual stress has to be released. This happens when a high temperature is applied. When we do that the particles of the material begin to move more quickly and reorganiz in a better way. Usually the temperature that is used is around 871 ° C. After the part is reheated it is cooled with a water spray. This helps to gain the proper microstructure of the material.

For conclusion about the research we have to point that after it there is a way for simulation of service and checking how the wheels will respond then it is easy for experiments to be made and better products that will end more and cracks will be not likely to appear.

One criterion of the wheels is its size. Simple mechanics can tell you that its one of the most important things about wheels because the size is linked to the speed. Imagine a bicycle with small wheels and then with big one. The one with the larger wheels will move more quickly because one turn of the wheels will pass a greater distance. It's the same with cars.

When picking wheels you have to know that different cars have different suspension and you have to insure that the wheels are good for your car. You can see the specification of the wheels to secure yourself from a mistake. In Car Parts Accessory you can see different wheels with different sizes and this will certainly help you with your choice. The wheels are the component of the car that interact with the road and let it move so you have to be very careful when picking them.

Spending Habits of Retirees Revealed

One of the most difficult parts in Income Planning for our pre-retiree and retiree clients is all of the requirements that need to be made to construct the plan. For example - how will spending change post-retirement from pre-retirement. One would think that spending would increase due to all of the "free time" that retirees early on in their retirement years discover. Travel, meals out, gifts for grandchildren and trips to see them, golf and other leisure activities would seem to take a larger and larger piece of the monthly income.

According to the Employee Benefit Research Institute (EBRI) - the studies are showing about half of the early retiree households spend just a little more than they spend during their working years. As time moves ahead the spending habits drop - which is understandable as individuals age and become less mobile - generally speaking. There is an assumption that retiree spending increments dramatically during the early years of retirement seems not to be the case in the predominance of situations.

The patterns do not indicate that the income level has anything to do with spending habits as a percentage of monthly income. Meaning that one would think that the upper income level retirees would spend much more - as a percentage of their income - then say those that modest monthly incomes. The data does not support that. It appears that retirees over the array of income levels spend a little more in the early years of retirement and that pattern tapers off as they age.

So you may ask then why is the Income Planning part of what we do for our clients so difficult? The challenge is that we need to make many various assumptions that are the heart of the outputted plan data. At best we are making an educated guesstimate. These assumptions include:

- Spending needs / habits

- Rate of inflation

- Rate of returns of various investments made

- Rate of increase in Social Security and Pension payments

- Assumed death of one (or both) spouses

- Planned major expenditures such as replacement of car and major home improvements

- Unanticipated health expenses including Long Term Care expenses

As we often share with our clients when they view the reports that we develop for them - these reports are 100% not accurate. If we start from that point then the reality comes into focus a little clearer. The process of Retirement Income Planning is at best an art - taking into account all of the various foreseen and unforeseen scenarios. However, most clients come out of the planning process with a clear image of what their retirement income plan looks like - and they can plan for spending accordingly. Course correction can be accomplished through their retirement years as new information presents itself.

For further information and more a more detailed look at the studies surrounding Retiree Spending Habits - go to the EBRI website - www.ebri.org - and review the study "Changes in Household Spending After Retirement" which was published in November 2015.

The Top 6 Places to Use Your Business Logo

Owning your own business, whether local or online, requires you to remain competitive and ahead of your rival companies. One of the key components of marketing and gaining exposure is through business branding. This requires the use of your business logo in as many places as you can get it. The more consumers see your logo, the more they begin referring it to your company and remembering you the next time they need your services. Here are the best six places to use your business logo for optimal business branding.

Social Media Networks

Social media is an essential part of branding your business, and your company logo should be used on each and every social media website you belong to. Make your company logo your profile picture and place it anywhere else that is suitable. Every person who follows you on Twitter, Facebook and other social media networks, is going to see the logo and begin remembering it.

Website Banner

One of the first places you will place your business logo is your website banner. Do not underestimate the power of proper business branding by including your logo right on your website banner. The banner is the best place for it because it is seen on every webpage.

Communications

All communications online and in print should have your business brand. This includes on all digital and print newsletters, direct mail, brochures, email signatures, postcards, fax cover sheets and any other documents you send. Even a small logo on the upper corner of a newsletter is effective.

Product Packaging

If your business ships items, place your logo on the product packaging. You have multiple items where this can be done, including the address label, gift box, discount coupons included in the shipment, and on the printed invoice. Also, do not forget to put a sticker with your logo on the package itself. Not only does the customer see this, but so does every hand it gets passed to at the post office and on route.

QR Codes

A QR code, which stands for "Quick Response Code" is a square scanning code that is made up of pixels. This type of code can be scanned using a smart phone or mobile device's barcode scanner. After scanning the code, the individual can view the data you programmed into the code and be directed to a website of your choice. You can design the code to include a small area with your business logo that does not detract from the scanning capability.

Favicon

The last place to put your business logo for branding purposes, is on your favicon. AS you might already know, the favicon is the small icon next to your URL address in the browser. It is highly useful at branding and showing you are a professional. It is easy to have a favicon generated using your company logo.

By placing your logo in these six places, you're gaining exposure and increasing business branding opportunities. Before long, you will begin noticing the difference it has made in your marketing efforts.

How Does Reddit Make Money?

Reddit is loved by many since it offers great content sharing in the most effective and easy way. It is a news, social networking service and entertainment website. Registered community members are allowed to post direct links or text posts after which they are voted for by other registered users to find their rank on the website. The site is categorized in divisions known as 'subreddits' which are made visible on the front page so that new users can find their categories of interest with easy to make submissions. The users are known as Redditors. They can join the site free of charge to make submissions or vote for the posted content.

For the longest time, there have been speculations on how this website makes money. If you have been wondering how Reddit manages to make money online, here are some of the revenue plans that the site uses to stay afloat.

Running Ads :

It is the easiest way for any website to make money and Reddit uses it effectively. It however comes with restrictions on the quality of the ads that appear on the site. For instance, spam and flash ads are not allowed on the site. It has defaults which make it easy to find advertisers who enjoy what they get from the website. Reddit as a social site enjoys great value for the adverts that run on the website thus making it a great revenue plan just like it is the case for many other websites.

Selling Reddit Gold :

Reddit Gold offers additional value for your subscription as it can be used by users to buy items from the different partners on the website. Even though the gold is offered at no extra charge, considering that most stuff is offered to the users for free by the gold partners, Reddit still benefits when the users can have all the questions and issues on certain things answered by the gold partners. It is a simple marketing tool which makes the site known to other Redditors joining to discover the quality of the company in question. This means more visibility for the ads which is good business for the website at any given day. The amazing customer service works in keeping the ads coming since revenue is easily enjoyed by the site.

The partners are carefully selected on merit and are invited to such gold platforms to keep the values ​​up for all users, the website and the partners too.

Giving Gifts :

The exchange of gifts will remain very popular and this means more merchants coming on board which is beneficial to Reddit. This is a marketplace that has just started and it is becoming more and more promising for the website in earning some revenue at the same time working the magic for users and partners alike. The website however chooses the merchants who feature in the marketplace to make sure that only good value is enjoyed as the development continues.

There are so many websites developed with the intent to make money online. It is not a wonder that even bloggers are making handsome entries from simple but unique blogging. As a site becomes more and more popular, it manages to attract advertisers. This is always a good way of making money with ease and has been the strategy that many people use to make money without sweating while at it. Making money online is even not a very simple affair. You will require enough traffic to increase your chances of making it big with your efforts. The content on your website can determine how popular it becomes and the possibilities of fetching you good money.

What Does It Mean to Be ASE Certified?

Auto technicians who are ASE certified are a better choice when you consider who should repair your car, due to their confirmed level of expertise. Established in the 1970s, the nonprofit National Institute for Automotive Service Excellence educates, provides testing and certifies technicians to insure their proficiency. These tests cover more than 40 areas within the field of automotive repair.

ASE certification exams are not open to the public; in order to apply, technicians must provide proof that they have a minimum of two years' work experience within their particular field. It's this practical component of automated servicing that allows technicians to qualify for the application process and future exams.

Certificates within specified fields include but are not limited to:

• Car and light truck repair
• Repair estimating
• Alternative fuel systems
• School bus repair
• Medium-heavy truck repair
• Auto and truck parts

Additional courses include the EPA required:

• Refrigerant recovery and recycling

Within these fields, the organization also offers multiple specified exams. As part of preparation to join the world of ASE certified technicians, students can take a course at local training companies or practice with the test exams.

Why Trust Only Pros?

• Experience: A love for cars and engines is admirable, but that does not mean technicians can repair them. ASE-certified technicians not only have the expertise and experience, but they have the academic know-how as well.
• Safety: Certified repair technicians will take necessary safety precautions not always known to novices.
• Materials: ASE-certified technicians have the tools and materials needed for the job. A jack-of-all trades mechanic may claim to be able to complete a wider variety of repairs, but he will not have the depth of knowledge for specialized repairs.
• Advances and Innovations: Engines and electronic systems are ever-evolving - technicians must keep up with all the changes to avoid damage to your vehicle and repair it correctly.
• Equipment: Many times the problem can not be detected by the naked eye, or even basic analysis. In this case, computer diagnostics equipment is needed, and certified technicians know how to use these systems to determine exactly what is wrong with your vehicle.

Certified technicians will give you the peace of mind you need when you are having automotive problems. Instead of just making a promise to a customer, the ASE-certified technicians follow a code of ethics to ensure automotive service excellence. Trust ASE-certified mechanics to take care of your car's every need.

How to Make Money in World of Warcraft Doing Daily Quests

Not too many players know how to make money in World of Warcraft by questing. Many players buy directly from the gold farmers on real money, which can be a very risky business, the trade can be intercepted and then the account banned. There are many ways to make wow gold and in this article I will concentrate on the daily quest method. You will learn how to make money in World of Warcraft fast and easy.

Most of the players prefer grinding as a gold making method because it is the most common and reliably safe. This method, however, is only for those that have time, farming just one hour will not bring you too much. It also, takes time until your goods at the auction house are sold and sometimes whatever you are auctioning is not sold out which can be very inconvenient.

Questing (not only on dailies), as everyone knows, brings money. Each quest has an amount of gold when completed, as a reward. Even if you are leveling by doing quests, without buying any gear and relying on you quest rewards or some drops, will get you enough money to get your flying mount when you hit 70, or 80.

On the other hand, there are several quests that can be completed daily, which grant not only money, but reputation as well, with various factions in the game. Of course, there are only some quests that are worth it. The best quests to make money with are all located in Northrend. There are several areas with quest NPCs concentrated in one place. They have rewards up to 15g and if done in the right order and association, they really pay off. You can gather 2-300g in one hour if you take the best path.

Now, 2-300g does not seem too much for some players, but if you need just that amount of gold to buy an item and you do not want to wait until your auctions sell out, this is the best answer on how to make money in World of Warcraft and it's fast too.

Cool DIY Wheel Alignment Tips!

Getting car wheels aligned looks like a real pain from both time and money standpoint. This is why, most of the car owners think of wheel alignment as a rocket science and keep on paying hefty amounts of money to professional shops and work stations. However things are not as complicated as they seem.

If not a perfect alternative against going for traditional wheel alignment checks at repair stores; at least knowing how to DIY, can add a lot of value to your routine drives and help you keep a check on the quality of the work delivered by the technicians. From the concept and logical perspective, alignment is a pretty simple and straight-forward process, which can certainly be turned into an expertise with timely practice.

The part that tests your patience, the most, is that of setting up your alignment structure to get precisely consistent accuracy. Finding a perfectly flat surface to work from is also very critical. However these things get a lot easy if you plan to set it all up in your own garage or shop.

Aspects such as measuring and adjusting bump-steer, scaling and corner-weighinging in order to enhance the performance of your car may cost a bit more than a regular wheel alignment setup. So, if you do not mind shelling out a little more, you could as well go for a proper hi-tech setup and get more control over your car's health and performance.

Alignment of wheels not only helps improve the vehicle's performance over the streets, but also helps reduce accidental risks and improvements the lifespan of tires.

Here's a quick guide for how to do wheel alignment on a car and become an alignment-pro in no time.

Terms:

Before undertaking an actual alignment in hands, it makes a lot of sense to have basic information of some key terms associated with the wheel alignment process.

Toe:

Just as a pigeon-toe acts as a fulcrum and helps the pigeon get more flexibility and shock absorption features; car's wheels also rest on toes that have two main sub-components, Camber and Caster.

Camber:

The vertical toe-in. If it points slightly inwards from the top to bottom, it is called 'negative' camber and if it points slightly outwards, it is considered 'positive' camber. Positive or negative camber adjustments help in fine-tuning wheel movements as per driver's expectations.

Caster:

The angle on which the wheel pivots, when handled with the camber. 'Positive' caster facilitates wheels in being centered in orientation during the drives.

Adjusting camber and caster with basic tools in your garage might not be an easy thing to do. Here, taking assistance from the repair shops is a better choice here.

However, most frequently needed alignments are to do with the toe, which can easily be managed with the basic tool-kits having jacks, open-end wrenches, measuring tape and pocket knife.

Toe Alignment Figures

Getting the right numbers in hand, in order to address the toe alignment is very important. This numeric data is easily available at some library of motor manuals or popular repair guides. Since these measurements are car-specific, there is no universally applicable combination towards getting the best result. Reaching out to an official factory workshops is also another option, if you do not mind getting extra-technical and spending a little more. Toe alignment settings are often expressed in inches, millimeters or angular minutes. Based on these figures, you can get a clear picture of what to aim at during the alignment process.

Health analysis

Before starting the alignment process, you must make sure that the front wheel components are in good condition. After jacking the front wheels over the jack stand, check the following:

- Wheel bearings are properly placed
- Ball joints are healthy enough
- Steering gear box is in place

If there is no feeling of looseness in the wheels, both vertically and horizontally, they are good to go for the actual alignment process.

Alignment Process

Once all the other prerequisites are sorted out, take the following 5 steps:

Step 1

Spin each tyre and mark a line along the center of the tread with a pocketknife. If the circumference is all covered with tread block, make a support for the marking device in order to avoid the undesired loading effect.

Step 2

Set the car on ground and push a few times on each fender to move the suspension and allow the car to rest on its springs.

Step 3

Free the steering wheel and move the car forward by 10 feet or so, letting the steering wheel go on its own.

Step 4

With the help from a friend, measure the length between the lines in the front of the tires, at points in line with the spindles. Then measure the distance between the lines on the backs of tires for the same height. The difference in the two measurements is called toe-in or toe-out. Smaller number in front indicates toe-in and larger indications toe-out.

Step 5

Release the lock nuts on the tie-rod ends, next to both spindles and adjust it equally on each side to keep the steering wheel centered.

Finally, after you lock it all down, you may repeat this process to get double sure of the adjustments made in the car wheel alignments.

A Direct Path to Making Money Now!

Here's a direct path to making money:

Create and sell your own information products.

There are lots of people who do not realize that they have particular knowledge that other people would be willing to pay for, and if that's the case maybe you could write a book that could make you money. Here are some examples of what I am talking about:

* You've found a way to lose weight which suits you, and you want to teach others to do the same.

* You know how to make the family budget go further.

* You know how to do craft work that you can sell in the local flea markets.

* You know how to use software such as Photoshop or Dreamweaver, and you can show others the basics.

* You know how to train Labradors, or any other breed of dog.

Those are just a few ideas ... but the sky is the limit!

Take time out to look at your interests and talents, and you'll soon discover that you actually know a quite a bit about a particular topic.

So, happens next?

Below is an overview of the entire process, but remember that most of it can be outsourced:

1) Research the market to ensure your idea is profitable. Do not create a product and then try to find someone to buy it. Instead, find a hungry market and give them a product that they're ALREADY buying.

2) Research the competition so you can develop a better product.

Once you've found that market, have a look at the competition. You do not want to put out an identical product; you want to deliver something better. And do not worry if there is a lot of competition, that just means there is a demand for the product

3) Create the product.

Now you have to create the product. Start with an outline and set your goal to write X amount of words per day and just start typing.

Quick Tip: to get an outline, download some PLR ​​products on your topic - the outline is already done for you.

Then keep typing until you finish - do not worry about any spelling or grammar, because you can do that once you've finished.

Quick Tip: If you do not like to type, then try a voice-to-text product like Dragon Naturally Speaking. In fact, that's rather how I am writing this article!

4) Put up a website which includes an opt-in form.

Next, you need to write the sales letter that sells your eBook and upload it to a squeeze page with your autoresponder on it to get your visitors to join your list. This is important, because the money is in your list - if you can sell one you can sell them two, and so on.

5) Set up a system to sell more products on the back end. You will notice that most successful marketers will try to get you to buy an additional, more expensive product before you get to download the product you actually bought. This is typically in the form of a one time offer. So, even as you are creating your very first product, you should also be thinking about how to develop your backend sales system, ways to sell additional products to your existing customers, through email, forums, blogs or links in the products they've already purchased.

So there it is - believe me it is not too hard. It's all boils down to a simple phrase, known by successful sellers from time immemorial.

Find a hungry market and give them what they want

Industry Use of the Word "Carwash" Versus "Car Wash" Considered

There seems to be a bit of a discrepancy in the car washing sector as to where the carwashes the term "carwash" or "car wash" is most appropriate, that is to say or is it two-words. Okay so, since, I've been in the industry myself for nearly 30-years prior to retirement, I'd like to discuss this with you for a moment, and give you my take on this controversy.

Interestingly enough, the term "Carwash" has been used since the industry started, but many people use "car wash" online, and when they talk, so over the years, it seems to be either / or both. Unfortunately, using "car wash" also confuses those who are adamant about proper English, because it confuses the noun with the action to wash a car.

Neverheless, I can say this, I was instrumental in my career of modifying the English Language to use the term "car wash" as a verb and as a noun, and looking back, I rather like it that way. Now then, during most of my career I was on the mobile side of the industry.

No one in the mobile car washing industry uses the word "carwash" to describe their businesses, and most everyone in the traditional location based carwashes uses "carwash" to describe their operations. That's why I used the term way I did, although I bet you could find a half a dozen English Majors or professors in any given school who would not agree with my take on this or the realities of a changing and evolving industry.

So, that's why I think I may disagree with English Teachers, I've changed the term over the years, and I like my way better, even if you search the word online the search engines seem to pull up businesses, and does not seem to pull up very many car washing "action" type websites. The world has changed, so it's time that all the editors, English Teachers, and public get used to it, and change or get run over by the onslaught of actual users of the language, and look out now, because here comes China with more English speaking folks as a second language than the number of people in the US. India is next, so we are all going to have to deal with that.

When reading about this word in Wikipedia, it immediately announces that both uses of the word are common, and seems to indicate either are perfectly acceptable. I tend to agree with that, and would submit to you that when considering mobile businesses, you always should use two-words to describe it, and when talking about a fixed site location, you should generally or mostly use the one-worded version, which most in the industry would agree. Indeed, I hope this clears things up for you, please consider all this and think on it.

Making Money Online: 3 Steps to Success Revealed

As you will probably know, the internet is scattered with Make-Money products of a very poor quality. Made by people who want to make quick dollars over the back of people who want to earn some honest money. I know more than 95% of all the people on the internet fail making money online. Would not you be one of the 5%? How?

1. Obviously, the competition in the 'Make Money Industry is huge. For example: When you type at the Google AdWords Keyword Tool: 'Make Money Online' you will see that those specific words are typed monthly 450.000 times. That's 5,4 million times each year, only on those 3 words.

To see what your up against in this industry notice that on Google, when typed all in title: Make Money Online, there are over 661.000 websites having these exact words in their website title. Due to this heavy competition that's why a lot of people will actually fail, or even go broke having success as an online entrepreneur.

2. You either want to make or promote an excellent product, but maybe more importantly promote your product in multiple ways. So you want to have knowledge of building a website, writing a blog, copywriting, e-mail-marketing etc. etc. Knowing the fact that the competition is killing and you have to be a expert in order to not fail. I want to share with you a step by step tutorial helping you survive and guarantee your success.

3. Do you want to become an expert in:

- Video marketing
- Website-building
- SEO
- Reverse Engineering
- Blogging
- E-mail-marketing
- etc., etc.

Take a look at this step-by-step- tutorial at my bio-box and become one of those 5% who will have success as an online entrepreneur.

Booting Linux From a Flash Drive For File Recovery

After a long time we are back to talk about some more cool tech stuff you can do with a USB flash drive. Today's topic will focus on booting the Linux OS from a USB stick. The purpose for booting Linux from a USB drive, at least the purpose of this guide, is to recover files from a broken install of the windows OS or any other OS for that matter. We can also run virus scans from the Linux distro securely without infecting other PC's or having to boot the infected PC.

What you will need:

* A USB stick anywhere from 512mb to 2GB (depending on the distro)
* A main board capable of booting from a usb device.
* and about 15 minutes plus download time.

Software to be used:

* Latest stable version of UNetbootin

Step # 1: Prepare the USB Drive

Once you have all your materials together go ahead and plug the USB drive in and backup all files you may have on the disk.

Step # 2: Installing to The USB

Start up UNetbootin and select the following:

1. Use the first radio button "Distribution". This will download and install, automatically, the distro we want.
2. Pick SystemRescueCD. We are going with this because it is easy the ntfs file system driver comes prepackaged so no additional customization is required.
3. Next select your flash drive.
NOTE: Be sure to select your flash drive and not your windows partition or primary partition, 'cause if you do then you will destroy the currently installed OS.
4. Finally click "Ok".

UNetbootin options to select are shown in an image in the source article located at the link at the bottom of this article.

Step # 3: Configuring Bios

We will need to setup your computer to boot from the USB stick. To do so first you mother board will need to support this feature and second you will need to do some configuration.

1. Reboot your computer and hit "F2 or" del "depending on your mother board to enter BIOS config.
2. Search for the section labeled boot sequence, or named similarly. This will sometimes be filed under a separate section like advanced BIOS features, or similar.
3. Move removable or USB to the top of the list. If you do not see these options listed your mother board most likely does not support USB boot. Consult Google for more info on this.
4. Reboot the computer with the drive plugged in.

Step # 4: Booting Linux

We are going to boot into command line for this guide. There are options to load a GUI for those of you who tremble in the face of CLI. I must warm you though Command Line is by far easier and faster.

1. Once your computer passes post you will see the boot loader screen. Navigate to "VMLinuz64" and hit enter.

After a bunch of OK's on the screen and most likely 1 red FAIL you will be at the prompt "root @ sysresccd / root%". This would indicate a success.

Step # 5: Copying files from a windows partition onto an external hard disk.

For this you will need an external medium on which to move your files have this ready to receive your data. You can also use the usb stick which you booted from, if of course there is enough space on it.

1. First we will need to identify our drives. I will assume you have two storage devices plugged in one being the flash drive and the other your windows hard drive. Execute the command below:

fdisk -l | less This command will show you all the storage devices on your system. Use the down and up arrows to navigate the output as it may be larger than your screen. My output for this command is shown below:
Disk / dev / sda: 160.0 GB, 16000000000 bytes 255 heads, 63 sectors / track, 19452 cylinders Units = cylinders of 16065 * 512 = 8225280 bytes Disk identifier: 0xd0f4738c Device Boot Start End Blocks Id System / dev / sda1 * 1 19451 156240126 7 HPFS / NTFS Disk / dev / sdb: 2085 MB, 2085617664 bytes 2 heads, 63 sectors / track, 32329 cylinders Units = cylinders of 126 * 512 = 64512 bytes Disk identifier: 0x00502bcd Device Boot Start End Blocks Id System / dev / sdb1 * 1 32330 2036720 6 FAT16 My device is 160GB NTFS partition. Knowing those two bits of info we can take an educated guess and say / dev / sda is our windows device.

NOTE: To exit this output screen press "q".

2. Mount the windows drive so that we can access the files on it. Run the mount command below:

mount / dev / sda / mnt / windows NOTE: you will need to replace "/ dev / sda" with your device found from the output of fdisk -l. It is likely that they will be the same.

3. Lets find out if we mounted the right device now. Run:

ls / mnt / windows This command will list the files and folders in a directory. If you see the tell program Program Files and WINDOWS directories it was successfully mounted.

4. Time to get our backup device out. Plug it in and wait a few seconds then run the fdisk command again:

fdisk -l Egypt
cat / proc / partitions You should see both devices you saw last time and now a new one should be there. Match the size of the device to yours and note the device location most likely / dev / sdc.

Mount this device to the pre-made backup folder using the mount command again:

mount / dev / sdc / mnt / backup 5. Now it is time to copy things from the old windows drive to the backup disk.

If you want to copy your entire windows drive to your back up drive run this command:

cp -R / mnt / windows / * / mnt / backup / YOUR_FOLDER_NAME If you plan on copy single files type the full file path and then the full destination path.

Additional Useful Commands:

* Sometimes a virus can infect the very first bit of code that is executed on your system the MBR (Master Boot Record). Luckily we can clean this up with relative ease in linux. Execute:

dd if = / dev / zero of = / dev / sdb bs = 512 count = 1 Remember to replace "/ dev / sdb" with your device cause if you miss and clean the wrong one you may have some issues.

* Maybe you do not have an external device to back stuff up but you have another computer with a network share. Well lets mount that network share so we can copy files to it. Create a mount point:

mkdir / mnt / network Mount the share:
mount -t smbfs // computername / folder / mnt / network -o username = user1, password = mypasshere Now you can copy and move files to the network share just like any other directory.

To mount a share without a password use:

mount -t smbfs // computername / folder / mnt / network Until Next Time.

A Unique Tool For Your Financial Future?

The idea of ​​a company pension a thing of the past, even a government or union pension is no sure thing. The problem is that we are awash in debt. We have been spending more than we take in for decades. Our current economic plan is unsustainable. If you are counting on Social Security, then you are really living on the edge. It is no secret that Congress spent that money a long time ago. No matter where you look, the American economic system is living on borrowed time.

When we finally tip into the abyss is anyone's guess. I am not a fortune-teller, but I can tell you what will happen when we finally figure out nation is broke. The dollar will collapse it will soon be worthless overnight. There are plenty of historical examples of this happening. Argentina is a recent reminder of the catastrous repercussions of a sovereign default. The stock market will collapse. Imagine what it will be like if everyone wants their money out of stocks at the same time.

I can draw up a dozen plausible theories that can explain why we are heading towards an economic meltdown. How it happens is largely irrelevant. What matters are the steps that you take before the crash. What assets will be worth anything in a panic?

Some people like Gold as a hedge against chaos. I also like Gold, but is it really that useful? Gold is a potential substitute for cash. The problem with Gold is that it does not produce an income by itself. Gold will go up and down in value relative to any fiat currency, but it does not produce value.

I favor real estate as an investment. Real estate has created more millionaires than any other investment in American history. Real estate markets will go up and down just like any other investment. Where real estate outpaces other investments is that it produces an income without being consumed. You can own a rental house for decades and it will still be there producing cash. You can leverage your money to increase your purchasing power. All you need to buy real estate is a down payment not the entire amount. No other asset class combines the safety and long-term potential of real estate.

I am worried about the future of America. I am concerned for the future of my family. When I combined these two thoughts I started to look at real estate outside of the US market. I was pleasantly surprised by what I found. There are a number of jurisprudence where the legal structure supports foreign ownership. I suggest that you look into buying property overseas as part of your retirement plan.

What to Look for in an Auto Body Shop

Without knowing what to look for, choosing a quality auto body shop is tough. It's important to select the right auto shop to ensure the vehicle is fixed correctly the first time. It's also the best way to make sure the shop is honest and reliable. There are many important features of a good shop, including an experienced staff and certificates. It can also help to read customer reviews before making a selection.

A Certified Shop

A good body shop is certified by the largest auto organization. Facilities that gain the approval of the organization have proven their abilities as certification is often a lengthy process. To become approved, an auto shop must demonstrate it has the latest equipment, qualified technicians and a proper facility. It must also show it offers above average training to its employees. Larger associations always collect feedback from prior customers as well before issuing an approval. Auto shops can also receive certification from parts manufacturers and organizations like Autobody Alliance, which requires the shop to meet certain qualifications.

Qualified and Experienced Staff

A good auto body shop has qualified staff with a number of certificates. Certification from ASE (Automotive Service Excellence) is especially important. ASE is a non-profit organization that offers certificates to automobile technicians that show proficiency in their trade. Technicians may also have certification from car manufacturers like GM, Chrysler, Toyota and Nissan, showing their knowledge and experience dealing with particular car brands. Some auto technicians also receive aftermarket training from Bendix, Moog, or NAPA. Most training requires a great deal of knowledge and experience and demonstrates a technician is a professional in their field.

Positive Customer Reviews

When possible, former clients should be consulted about their experience with the shop. Some resources to find reviews are online, making it easy to decide if a body shop has good feedback from the public. Reviews should mention that the vehicle was properly fixed the first time and work was completed in a timely fashion. Positive reviews should also discuss whether a warranty was offered by the body shop and if the facility was clean and orderly. A facility that has the approval of a large automobile association has shown a history of positive feedback from customers, although it's always a good idea to check into a shop as much as possible.

Accepts All Insurance

Another important aspect of a good body shop is its acceptance of all forms on insurance. An auto body shop that accepts all insurance providers underscores it has experience working with insurance companies to settle claims quickly. A shop that is hesitant to accept major insurance providers is a red flag that something may be wrong. This is also a matter of convenience and makes it easier for the vehicle owner to select a shop they feel comfortable with.

Selecting the right auto body shop requires a bit of patience and consideration. For example, choosing the first shop available can be a disaster if the employees are not trained properly. A good auto shop is clean and up-to-date with a friendly and knowledgeable staff. The shop should have positive reviews and a range of certificates for both the facility and technicians. It should also accept all forms of insurance, making repairs easy and convenient.

Are You Paying Too Much Council Tax? How To Check And Claim A Refund!

PPI claims management firms have found a new money making spinner through identifying homes which are in the wrong council tax band and offering to make a claim on their behalf. These firms identify potential clients by looking to see if any homes on the same street pay more than their neighbors do. They then cold call the identified properties and offer to make a claim for a full refund for all the years of over-payment, as well as get them a reduction on future council tax bills. This service is usually around 30% of any money claimed.

One lady was recently contacted by one of these claims management firms and discovered that she and her neighbor were both in a higher tax band than the other properties on their street and could qualify for a full refund. She decided to hire the claims firm and as a result got an £ 800 refund! She paid the firm £ 300 as payment for processing her claim and now pays £ 10 less council tax each month. Her neighbor however decided to investigate how she could claim the money herself and discovered the process was in fact not too complicated. She also managed to get a full refund but retained 100% of the money she claimed!

How does it all work?

Every home in the United Kingdom is assigned to a specific valuation band, known as council tax which is managed by the Valuation Office Agency. The cheapest bands are assigned an 'A' grading rising incrementally with the most expensive homes being assigned to the 'I' band.

For homes based in Scotland and England the valuation band is designated by what the property was worth in 1991, not what the property is valued in today's market. However if you stay in Wales your tax band is assigned using the market value price of 2003.

So, if you suspect you may be in the wrong tax band and as a result are paying too much council tax, simply see what your neighbors are paying. If you find there is a difference in price but a similarity in property then it could well be you are in for a refund.

Visit 'voa.gov.uk' to see what band your neighbors have been assigned, if indeed there is a difference contact an agent at the Valuation Office Agency and ask them to investigate your claim. You will have to fill in paperwork, but you are capable of doing this yourself, you do not need a claims management company, meaning you get to keep 100% not just 70%.

You will usually have to wait up to 30 days for your claim to be investigated, but if the Valuation Office Agency agreements that an error has been made then your band will be changed. The service is free, not only could you get a nice lump sum but you'll also save on your future council tax bills.

How Businesses Can Save Costs With a Vehicle Tracking System

Saving Money with a GPS Vehicle Tracking System

With businesses such as taxi firms or with companies that conduct many door-to-door deliveries, a vehicle tracking system is essential for keeping track of all outgoing business. These systems allow employers to see their fleet of business vehicles, giving them a detailed overview of the day's business operations from a geographical perspective. This allows employers to see when employees are taking unscheduled breaks or stops, to know quickly if there is a problem such as a break down or traffic jam and to ensure that employees are driving safely and legally. It is proven that if an employee knows he / she is being watched, even by something as simple as a vehicle tracking system, he / she is less likely to break company rules or the rules of the road, lessening the likelihood of a crash that could seriously damage the vehicle and severely impact the business of the day.

But a modern vehicle tracking system is not just about keeping tabs on employees driving company vehicles. Many modern GPS systems are built with fuel economy in mind and calculate the most economic route based on all of the business operations that need to be carried out that day. Likewise, the system can also detect reported traffic gridlock or roadworks that may slow down a vehicle's progress and, if necessary, calculate a quick route around the obstacle. Another aspect of the modern vehicle tracker is its ability to deal with the fleet of vehicles as whole, as well as individuals. Should one vehicle break down, the system can easily work out which vehicle is best placed to take on that particular vehicle's daily tasks.

A vehicle tracking system can also help a company save on its long-term costs. By monitoring the habits of the drivers in company vehicles, the system is able to detect any habits (such as breaking too hard, for example) that may be detrimental to the health of the vehicle and can notify the employer. This means that an employer can actively inform the driver of these bad habits and ask them to stop early on. While this may not seem like much, over a long period of time these bad habits can seriously affect the overall health of the vehicle, resulting in extra vehicle repair costs. Tracker systems can help employers foresee these future problems and help to actively combat them.